Caribbean Travel Adventures/Travel Insurance

Caribbean Travel Adventures/Blog/Travel Insurance



TRAVEL INSURANCE

Do you really need travel insurance? You bet you do!!!



Whether you are taking a cruise, going to a destination or booking a vacation package, going on a tour…YOU NEED TRAVEL INSURANCE.



Be prepared for the unexpected. Weather can cause flight delays and cancellations. Luggage can get lost. Someone becomes sick or injured. You are injured during your trip and need medical evacuation. YOU NEED TRAVEL INSURANCE.



Purchase a good plan from a reliable Travel Insurance Company. Caribbean Travel Adventures (http://www.caribbeantraveladvnetures.com) works thru our preferred insurance provider Travel Safe Insurance. We can arrange for your travel insurance thru Travel Safe at the time of your vacation booking. If you are going on a Western Caribbean Cruise, an Eastern Caribbean Cruise or a Southern Caribbean Cruise you should consider Travel Insurance. The ships decks can be slippery; you can be injured on a shore excursion. (We hit a tree doing a zip-line). We personally use Travel Safe and believe it is the best on the market.



We are seeing travel insurance "specials" from a number of travel suppliers priced at $49 to $69 for trip insurance. The coverage on these plans is quite limited.



Depending on your age, medical and cancel for any reason coverage, trip insurance will cost somewhere around 5% to 10% of the trip cost. Example: if your prepaid trip cost is $3,000 and you are 60 years old the premium is about $300 to $400. If you are 25 years old the same coverage is about $175 to $230.



Benefit Schedule Choices for a typical plan;

Coverage Benefit

Trip Cancellation Trip Cost

Trip Interruption 150% of Trip Cost

Missed Connection $2,500

Travel Delay (over 8 hours) $150 Per Day (Max. $750)



Actual coverage must be quoted.



Medical Expense and Emergency Assistance

Accident and Sickness $100,000

Emergency Evac and Repatriation $1,000,000

Non Medical Emergency Evac $25,000

One Call Assistance Included

Baggage Delay $250

Baggage and Personal Effects $2,500

Accidental Death/Dismemberment $25,000



CANCEL FOR ANY REASON Up to 100% of Non-Refundable Trip Cost



Cancel for any Reason must be purchased within 15 days of the initial deposit or trip payment for your trip. If you initially cover only the pre-payment amount, be sure to increase the coverage to the full amount later when payment is made in full. Also cancellation must be 2 or more days before your trip.



This is a typical insurance coverage plan. There are other plans available including customized plans that include rental car and other increased benefit amounts.



As you add tours, air travel, car rental to your trip be sure to add these costs especially any that are pre-paid to the coverage if not already included. Your benefits are limited to the amount of coverage purchased.



Cancel for Any Reason covers everything and in our opinion is a good choice to add.



The medical insurance which is secondary medical insurance is primary for international travel. Your personal insurance normally does not cover you when you leave the country. This coverage also will make an immediate payment for your medical expenses where your coverage on your regular policy will not.



Traveling sometime soon, going on a Caribbean Cruise, we can customize your insurance to match your trip to cover any travel emergencies you may encounter.



Caribbean Travel Adventures (http://www.caribbeantraveladvnetures.com) can book all your travel arrangements for you and save you a lot of time and trouble. We will take care of all the details.



Call us at 1-866-802-2292 or mailto:caribta@hotmail.com. You can also go to the booking link (http://content.onlineagency.com/index.aspx?site=90589&tide=97143980 and book your own travel.



We specialize in Caribbean Travel, Cruises, Destinations, All-Inclusive's, Tours and Vacation Packages. Western Caribbean Cruises, Eastern Caribbean Cruises and Southern Caribbean Cruises and the most popular. It does not cost any extra to use a Travel Agent, there is a commission built into the cost of most vacation travel. CTA does not add extra fees.



HAVE A SAFE VACATION, Tom and Karen